📱 Buy Now & Pay Later | Easy Monthly Installments at MegalinkTrader
MegalinkTrader offers Easy Monthly Installments (EMI) with an affordable, interest‑free payment plan. We help you access the products you need while managing your finances during the current economic landscape. With flexible tenures and zero‑interest installments, you can spend responsibly without incurring extra debt or hidden charges.
✅ Eligibility: Easy Monthly Installment plan (EMI) is available for credit card holders. Minimum order value: PKR 10,000 or above. Please read our terms and conditions for each plan by clicking the links below (refer to our detailed policy).
🛒 How to buy on installments from MegalinkTrader.pk?
1
Choose your product & add to cart. Cart should contain
only one product worth ≥ PKR 10,000.
2
Click
Checkout → Proceed to Payment → select
Installment as payment method.
3
Choose your bank, EMI tenure (3/6/12 months), and enter credit card details.
4
Enter OTP sent to your registered phone/email → place your order.
⏱️ Important: Your EMI plan may take up to 7 working days to activate (time between order placement and first bill). Once processed, you’ll receive a confirmation SMS from your bank.
*Terms and conditions apply. Installment approval is at the discretion of the issuing bank.
❓ Frequently Asked Questions – BNPL / Installments
I was trying to process my order on BNPL but my session expired. What should I do now?
You can proceed with the pending payment by logging into your MegalinkTrader account and clicking on the “Pay Now” option under pending orders. Your cart will be restored.
Can I opt for an installment plan with my debit card?
No, you can only choose an installment plan if you have a credit card. Debit cards do not support EMI conversion.
Why has my full amount been reserved by the bank?
Banks temporarily reserve the full purchase amount to secure the transaction – it is not deducted. As you pay monthly installments, the reserved amount releases gradually. Contact your bank for further clarification.
Do you offer installments for HBL Bank?
Yes, we now support installments for
HBL along with other partner banks. Currently we offer EMI on credit cards of:
Askari Bank
Bank Alfalah
Faysal Bank
HBL
JS Bank
MCB
SCB (Standard Chartered)
Silk Bank
UBL
Will my processing fee and installment amount be refunded if I cancel my BNPL Order?
✅ Customer cancels: Processing fee is non-refundable.
✅ MegalinkTrader cancels (out of stock / unforeseen event): Full amount including processing fee will be refunded.
Why is my BNPL request cancelled?
BNPL orders are automatically declined if the total amount to be paid (product price + EMI plan markup + processing fee + service charges) exceeds your available credit card limit.
